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Rehabs That Take Map Insurance

Map Insurance is a coverage name listed by treatment centers in Massachusetts. Plans connected to it can include drug and alcohol treatment, with benefits that vary by plan, network and level of care.

Massachusetts centers listed here name Map Insurance on their own websites. Little can be assumed about a plan with a short name like this, so the details on your member card are the most reliable guide. Detox, residential care, outpatient programs and counseling may each have different rules. Before admission, contact the facility and your plan to check benefits, network status, prior authorization or referral needs and any out-of-pocket cost.

Rehab Centers Near You

Drug and Alcohol Rehab Centers That Accept Map Insurance

Gosnold Behavioral Health – Centerville

1185 Falmouth Road, Centerville, Massachusetts, 2632

5.0★★★★★1

Joint Commission

DetoxPHPIOP+3

Accepts InsuranceAccepts MedicaidAccepts Medicare+4

Co-occurring DisordersMATVeterans+8

Spanish spokenDeaf and HoHPortuguese spoken

Gosnold Behavioral Health is at 1185 Falmouth Road in Centerville. Barnstable is 1.4 miles away and West Yarmouth 4.2. The practical catchment runs to roughly 7 miles, covering West Yarmouth, Yarmouth Port, South Yarmouth and East Sandwich. Barnstable County is the relevant authority here, which matters for anyone using state-funded care. Gosnold Behavioral Health delivers partial hospitalization, intensive outpatient and outpatient care. Licensing sits with the Massachusetts Bureau of Substance Addiction Services, alongside federal SAMHSA…

1.0 miWequaquet Lake2.7 miCape Cod Gateway AirportServes11 towns

Substances treated

Adderall Rehab · Alcohol MAT Friendly · Alcohol Medication Treatment · Alcohol Only Rehab · Alcohol Rehab · Beer Addiction Treatment · Binge Drinking Treatment · Carfentanil Rehab · Codeine Rehab · Concerta Rehab · +35 more

Levels of care

Aftercare and Continuing Care · Clonidine and Lofexidine Detox · Continuing Care · Detox by Substance · Detox Centers · Discharge Planning · Evening Treatment · Intensive Outpatient Program (IOP) · Online Rehab and Telehealth · Outpatient MAT Clinic · +6 more

Therapies

12 Step Rehab · Activity Therapy · Addiction Counseling · Anger Management · Brief Intervention · Cognitive Behavioral Therapy (CBT) · Contingency Management · Counseling and Therapy · Couples Counseling · Dialectical Behavior Therapy (DBT) · +9 more

Mental health

Co-Occurring Mental Health Conditions · Crisis Intervention · Depression and Anxiety · Family Education Programs · Mental Health Conditions · Mental Health Crisis Services · Mental Health Treatment · Psychiatric Medication Management · Psychosocial Rehabilitation · Social Skills Training

Groups served

Active Duty Military Dual Diagnosis Rehab · Active Duty Military Medicare Rehab · Active Duty Military Outpatient Rehab · Active Duty Military Rehab · Active Duty Military Suboxone · Active Duty Military Telehealth · Active Duty Military TRICARE Rehab · Adult Rehab · Couples Rehab · Court Ordered Dual Diagnosis Rehab · +55 more

Support services

Case Management · Community Outreach · Employment Support · Health and Wellness Support · Health Education · Housing and Employment Support · Housing Assistance · Intensive Case Management · Intervention Services · Peer Support · +6 more

Languages

Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing MAT · Deaf and Hard of Hearing Rehab · Portuguese Speaking Rehab · Spanish Speaking Rehab

Insurance accepted

Aetna · BCBS (Blue Cross Blue Shield) · Blue Benefit Administrators of Massachusetts · Cigna Healthcare · Harvard Pilgrim Health Care · HealthPartners · Health Plans Inc · Lower Hudson Valley EAP · Map Insurance · Massachusetts Health Connector · +11 more

Gosnold Emerson House – Falmouth

558 West Falmouth Highway, Falmouth, Massachusetts, 2540

3.9★★★★☆20

Joint Commission

DetoxInpatientResidential+2

Accepts InsuranceAccepts MedicaidAccepts Medicare+4

Co-occurring DisordersMATYoung adults+5

Deaf and HoH

Gosnold Emerson House is at 558 West Falmouth Highway in Falmouth. West Falmouth is 0.1 miles away and North Falmouth 2.9. That radius takes in Falmouth, Teaticket, East Falmouth and Woods Hole, all within 6 miles. Barnstable County is the relevant authority here, which matters for anyone using state-funded care. The facility runs residential treatment. Medication for opioid dependence is available here alongside talking treatment. Telehealth appointments are available, which matters where the drive is…

0.7 miChappaquoit Beach14 miMartha's Vineyard AirportServes13 towns

Substances treated

Levels of care

14-Day Rehab · 21-Day Rehab · 30-Day Rehab · Addiction Retreat · Aftercare and Continuing Care · Anxiety Retreat · Clonidine and Lofexidine Detox · Continuing Care · Depression Retreat · Detox by Substance · +15 more

Therapies

12 Step Rehab · Acupuncture · Addiction Counseling · Anger Management · Brief Intervention · Cognitive Behavioral Therapy (CBT) · Contingency Management · Counseling and Therapy · Evidence-Based Therapy · Family Therapy · +6 more

Mental health

Co-Occurring Mental Health Conditions · Depression and Anxiety · Mental Health Conditions · Mental Health Treatment · Psychiatric Medication Management · Psychosocial Rehabilitation · Social Skills Training

Groups served

Adult Rehab · Court Ordered Dual Diagnosis Rehab · Court Ordered MAT · Court Ordered Medicare Rehab · Court Ordered Rehab · Court Referral Accepted · Hepatitis Support Services · HIV and Hepatitis Care · HIV Support Services · Men's Dual Diagnosis Rehab · +22 more

Support services

Case Management · Community Outreach · Employment Support · Health and Wellness Support · Health Education · Hepatitis C Treatment · Housing and Employment Support · Housing Assistance · Intervention Services · Peer Support · +7 more

Languages

Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing MAT · Deaf and Hard of Hearing Rehab · Deaf and Hard of Hearing Residential Rehab

Insurance accepted

Gosnold Behavioral Health – Plymouth

64 Industrial Park Road, Plymouth, Massachusetts, 2360

1.0★☆☆☆☆3

SAMHSA listed

PHPOutpatientTelehealth

Accepts InsuranceAccepts MedicaidAccepts Medicare+4

Co-occurring DisordersTeensSeniors+5

Spanish spokenDeaf and HoHPortuguese spoken

Gosnold Behavioral Health operates from 64 Industrial Park Road in Plymouth, close enough to North Plymouth and Kingston to serve both. South Duxbury, Duxbury, The Pinehills and Green Harbor all sit within 8 miles of the door. Plymouth sits in Plymouth County, and the county's own provision is limited enough that this site draws from a wide area. Gosnold Behavioral Health delivers partial hospitalization, intensive outpatient and outpatient care. The facility treats addiction and mental…

1.8 miNelson Beach23 miNew Bedford Regional AirportServes20 towns

Substances treated

Adderall Rehab · Concerta Rehab · Dexedrine Rehab · Nicotine and Tobacco Treatment · Nicotine Replacement Therapy · Prescription Stimulant Rehab · Ritalin Rehab · Smoking Cessation Counseling · Smoking Cessation Medication · Stimulant Rehab · +2 more

Levels of care

Evening Treatment · Non-12-Step Rehab · Online Rehab and Telehealth · Outpatient Rehab · Partial Hospitalization Program (PHP) · Weekend Rehab

Therapies

Activity Therapy · Cognitive Behavioral Therapy (CBT) · Counseling and Therapy · Dialectical Behavior Therapy (DBT) · Evidence-Based Therapy · Family Therapy · Group Therapy · Individual Therapy · Integrated Dual Disorder Treatment · Specialized Therapy

Mental health

Groups served

Adult Rehab · Couples Rehab · Court Ordered Rehab · Senior Outpatient Rehab · Senior PHP · Senior Rehab · Senior Telehealth · Teen Dual Diagnosis Rehab · Teen Outpatient Rehab · Teen PHP · +4 more

Support services

Case Management · Intensive Case Management · Peer Support · Recovery Support Services · Suicide Prevention Services

Languages

Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing Rehab · Portuguese Speaking Rehab · Spanish Speaking Rehab

Insurance accepted

Gosnold Treatment Center – Falmouth

200 Ter Heun Drive, Falmouth, Massachusetts, 2540

2.9★★★☆☆45

Joint Commission

DetoxHospital detoxInpatient+2

Accepts InsuranceAccepts MedicaidAccepts Medicare+4

Co-occurring DisordersMATYoung adults+5

Deaf and HoH

Gosnold Treatment Center is at 200 Ter Heun Drive in Falmouth. Teaticket is 2.0 miles away and West Falmouth 2.5. Within around 6 miles that includes Woods Hole, East Falmouth, North Falmouth and Seconsett Island. The facility falls within Barnstable County for the purposes of state and county-funded treatment. Gosnold Treatment Center provides detox and residential treatment. Medication for opioid dependence is available here alongside talking treatment. Some contact can happen by video rather than…

1.0 miShivericks Pond12 miMartha's Vineyard AirportServes12 towns

Substances treated

Alcohol Detox · Alcohol MAT Friendly · Alcohol Medication Treatment · Alcohol Only Rehab · Alcohol Rehab · Ativan (Lorazepam) Rehab · Beer Addiction Treatment · Benzodiazepine Rehab · Binge Drinking Treatment · Carfentanil Rehab · +44 more

Levels of care

Aftercare and Continuing Care · Alcohol Detox Program · Ativan (Lorazepam) Detox Program · Benzodiazepine Detox Program · Buprenorphine-Assisted Detox · Carfentanil Detox Program · Clonidine and Lofexidine Detox · Cocaine Detox Program · Codeine Detox Program · Continuing Care · +35 more

Therapies

Mental health

Groups served

Adult Rehab · Court Ordered Detox · Court Ordered Dual Diagnosis Rehab · Court Ordered MAT · Court Ordered Medicare Rehab · Court Ordered Rehab · Court Referral Accepted · Hepatitis Support Services · HIV and Hepatitis Care · HIV Support Services · +21 more

Support services

Languages

Deaf and Hard of Hearing Detox · Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing MAT · Deaf and Hard of Hearing Rehab

Insurance accepted

Gosnold Behavioral Health – Devens

84 Antietam Street, Devens, Massachusetts, 1434

5.0★★★★★1

SAMHSA listed

PHPOutpatientTelehealth

Accepts InsuranceAccepts MedicaidAccepts Medicare+4

Co-occurring DisordersTeensSeniors+5

Spanish spokenDeaf and HoHPortuguese spoken

84 Antietam Street in Devens puts Gosnold Behavioral Health inside a short drive of Ayer, Shirley and the towns around them. The practical catchment runs to roughly 8 miles, covering Groton, Lunenburg, Littleton Common and East Pepperell. Devens is in Worcester County, which shapes which public funding routes apply. The facility runs partial hospitalization, intensive outpatient and outpatient care. Addiction and mental health care run alongside each other here. Sessions can be held remotely where…

2.2 miSquannacook River18 miLaurence G Hanscom FieldServes31 towns

Substances treated

Levels of care

Evening Treatment · Non-12-Step Rehab · Online Rehab and Telehealth · Outpatient Rehab · Partial Hospitalization Program (PHP) · Weekend Rehab

Therapies

Mental health

Groups served

Support services

Case Management · Intensive Case Management · Peer Support · Recovery Support Services · Suicide Prevention Services

Languages

Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing Rehab · Portuguese Speaking Rehab · Spanish Speaking Rehab

Insurance accepted

Gosnold Behavioral Health – Stoughton

909 Sumner Street, Stoughton, Massachusetts, 2072

1.0★☆☆☆☆3

Joint Commission

DetoxPHPIOP+3

Accepts InsuranceAccepts MedicaidAccepts Medicare+4

Co-occurring DisordersMATVeterans+8

Spanish spokenDeaf and HoHPortuguese spoken

Gosnold Behavioral Health is located at 909 Sumner Street in Stoughton, within a few minutes of Brockton and Holbrook. The practical catchment runs to roughly 6 miles, covering Brockton, Holbrook, Sharon and Randolph. The facility falls within Plymouth County for the purposes of state and county-funded treatment. What is available here is partial hospitalization, intensive outpatient and outpatient care. Medication for opioid dependence is available here alongside talking treatment. Co-occurring conditions are handled concurrently rather…

6.5 miEast Branch Neponset River19 miBoston Logan International AirportServes52 towns

Substances treated

Levels of care

Therapies

Mental health

Groups served

Support services

Languages

Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing MAT · Deaf and Hard of Hearing Rehab · Portuguese Speaking Rehab · Spanish Speaking Rehab

Insurance accepted

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Common questions

Answered from what is listed here.

What is Map Insurance?

Map Insurance is the name treatment centers in Massachusetts use for Modern Assistance Programs, Inc. (MAP), a Quincy employee assistance program and behavioral health network that manages mental health and substance use care for union health and welfare funds. It is not a traditional health insurer.

Modern Assistance works from 300 Congress Street, Suite 104, Quincy, Massachusetts, and can be reached at (617) 774-0331 or (800) 878-2004.

Employee Assistance Programshttps://rehabseekers.com/payment/employee-assistance-programs/

Is Map Insurance a health insurance company?

No, Modern Assistance is an employee assistance program and behavioral health services company rather than a health insurer. It builds a provider network, authorizes care and processes behavioral health claims for employer and union health and welfare funds, and it sells no HMO, PPO, Medicare or Medicaid products.

It also does not handle prescription claims, so medication costs run through the member's own fund or health plan pharmacy benefit.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

Does Map Insurance cover rehab?

Yes, for members of the union funds it serves. Modern Assistance contracts facilities for inpatient, partial hospitalization and intensive outpatient psychiatric and substance use care and processes those claims. What a member actually pays is set by the fund's own plan rather than by Modern Assistance.

Facility claims at these levels of care must include a clinical discharge report before Modern Assistance will process them, so ask the program to send one.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

Does Map Insurance cover detox?

Yes, but mainly as the front door: the employee assistance program provides same-day assessment and referral for detox, while detox is not named among the facility levels Modern Assistance contracts. Payment for the stay itself comes from the member's union health and welfare fund plan.

Call (617) 774-0331 or (800) 878-2004 before admission, since on-call clinicians are available 24 hours a day, every day of the year.

Detox Centershttps://rehabseekers.com/programs/detox-centers/

Does Map Insurance cover inpatient rehab?

Yes. Inpatient psychiatric and substance use facilities are contracted in the Modern Assistance network, alongside partial hospitalization and intensive outpatient care. Inpatient claims are processed only with a clinical discharge report, and medical necessity is judged using Magellan Care Guidelines plus psychosocial needs.

Day limits and cost sharing are set by each union health and welfare fund, so read the fund's plan document before admission.

Inpatient Rehabhttps://rehabseekers.com/programs/inpatient/

Does Map Insurance cover IOP?

Yes. Intensive outpatient treatment is one of the facility levels contracted in the Modern Assistance network, and the company runs its own IOP in Quincy, Massachusetts, Monday through Friday from 9:00am to 1:00pm, plus Early Recovery groups Monday through Thursday, 4:30pm to 6:30pm.

Contact Modern Assistance before starting, because its provider search notes that a network entry does not amount to authorization for services.

Intensive Outpatient Program (IOP)https://rehabseekers.com/programs/outpatient/iop/

Does Map Insurance cover therapy?

Yes, at no cost through the employee assistance program. Covered members and their dependents can see a Modern Assistance therapist for stress, anxiety, depression, grief and trauma. The number of free sessions is set by the employer or fund and is not published.

Clinicians also provide personal case management, coordinating with outside providers and following a member's progress, including referrals to a higher level of care.

Counseling and Therapyhttps://rehabseekers.com/therapies/counseling-and-therapy/

Does Map Insurance cover couples counseling?

Yes, both couples' counseling and family counseling are named among Modern Assistance employee assistance services, and family support extends to the spouse and dependents of a covered member. Employee assistance visits with a Modern Assistance therapist carry no cost to the member.

Sessions can also be held by telehealth, which helps when traveling to the Quincy, Massachusetts office is impractical for a whole family.

Couples Counselinghttps://rehabseekers.com/therapies/counseling-and-therapy/couples-counseling/

Does Map Insurance cover online therapy?

Yes, by telehealth. Modern Assistance offers telehealth counseling through its employee assistance program, so a covered member or dependent can meet a therapist by video instead of in person. Other access points include a 24/7 crisis hotline, an online portal and mobile access.

Reach the intake team at (800) 878-2004; office hours are Monday to Friday, 9am to 5pm, with clinicians on call outside those hours.

Online Rehab and Telehealthhttps://rehabseekers.com/programs/online-rehab-and-telehealth/

Does Map Insurance need prior authorization for rehab?

Yes, in practice. Members are told to contact Modern Assistance before seeking services because their health plan requires it, and network providers submit initial and concurrent outpatient mental health and substance use authorization requests on an Outpatient Treatment Program form.

Medical necessity is decided with Magellan Care Guidelines plus psychosocial needs, with the aim of the least restrictive level of care that fits the situation.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

Does Map Insurance cover Suboxone?

No, prescriptions sit outside this network. Buprenorphine products such as Suboxone are paid through the pharmacy benefit of the member's union health and welfare fund or other health plan, because Modern Assistance does not handle prescription claims at all.

Counseling and program visits around medication treatment can still run through Modern Assistance, which coordinates with other benefits so services are not duplicated.

Suboxone and Buprenorphinehttps://rehabseekers.com/medications/mat/buprenorphine/

Which unions use Map Insurance?

Modern Assistance posts in-network rate files for ten union health and welfare funds: Local 103 IBEW, IUOE Locals 4, 70 and 877, Iron Workers District Council of New England, Pipefitters Local 537, Sheet Metal Workers Local 17, Massachusetts Bricklayers and Masons, Boston Plasterers and Cement Masons Local 534 and Painters DC35.

The company reports 25 partnerships with union labor nationwide and in 2026 added UA Local 5, UA Local 10 and IUPAT District Council 51.

Employee Assistance Programshttps://rehabseekers.com/payment/employee-assistance-programs/

What states does Map Insurance operate in?

Modern Assistance is based in Quincy, Massachusetts, and most of its named client funds are Massachusetts and New England building trades. The company says it serves employers in all 50 states through local professionals, and its provider search covers MA, RI, NH, ME, NY, PA, FL, TX, TN and CA.

A September 14, 2026 ownership announcement described new union partnerships taking the employee assistance program into Maryland and Virginia.

Is Map Insurance the same as the Medical Assistance Program?

No. The Medical Assistance Program (MAP) run by the US Virgin Islands Department of Human Services is that territory's Medicaid program. The Map Insurance name used by Massachusetts treatment centers points instead to Modern Assistance Programs, a union employee assistance and behavioral health network.

MAP Health Management, a recovery-support and claims company that works with treatment providers, is another unrelated organization with a similar name.

Medicaid Rehabhttps://rehabseekers.com/insurance-accepted/medicaid/

How do I find a rehab that takes Map Insurance?

Search the Modern Assistance provider network, then call the company before admission, since a directory entry does not constitute authorization. Gosnold in Falmouth, Massachusetts, is in that network for substance use disorder treatment and can be reached at 508-540-6550.

Gosnold's admissions line is 800-444-1554, and Modern Assistance members can start the process at (800) 878-2004 or (617) 774-0331.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

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Map Insurance is the payer label that most likely stands for Modern Assistance Programs, Inc. (MAP), a Quincy, Massachusetts employee assistance program and behavioral health network that manages mental health and substance use care for union health and welfare funds. It is not a traditional health insurer, and that single fact changes how a rehab admission is arranged and paid for.

The coverage belongs to the fund. Modern Assistance supplies the clinicians, the provider network, the authorizations and the behavioral health claims handling on behalf of Taft-Hartley and employee assistance program clients. A member of one of the building trades funds on its list carries a fund card rather than a MAP card, so the first call before an admission goes to Modern Assistance on (617) 774-0331 or (800) 878-2004, not to a carrier. The identification is an inference: the logo appears on a Massachusetts payer strip with no explanatory text, and no published page spells the acronym out.

This guide covers which levels of addiction treatment the network contracts for, how authorization and medical necessity are decided, what a stay costs once the fund plan is applied, how medication is handled when the network does not touch pharmacy claims, and how to work out whether a program sits inside the network.

Does Map Insurance Cover Drug and Alcohol Rehab?

For members of the union funds that use this network, yes, within defined limits. Modern Assistance contracts facilities for inpatient, partial hospitalization and intensive outpatient psychiatric and substance use care, contracts individual providers for outpatient work, and processes those claims. The benefit dollars come from the member’s health and welfare fund plan.

The employee assistance side runs alongside that. Substance use assessment, treatment and recovery support are named services, with same-day assessment and referral into detox and mental health treatment, and on-call clinicians available 24 hours a day, 365 days a year. Case management continues after the referral: clinicians coordinate with the treating program, follow progress, and line the benefit up against the member’s health insurance, workers’ compensation and union benefits so the same care is not billed twice.

What Does Map Insurance Pay For at Each Level of Care?

The contracted ladder is inpatient, PHP and IOP for facilities, with outpatient therapy delivered by contracted individual clinicians. Detox and residential care are not named among the contracted facility levels, which does not mean a fund will not pay for them, only that the question belongs with the fund plan and with Modern Assistance before anyone sets a date.

Medical Detox

The employee assistance program offers same-day assessment and referral into medical detox, and the 24-hour on-call line exists for exactly that situation. Because withdrawal management is not listed as a contracted network level, ask Modern Assistance how the stay will be authorized and which part of the fund plan pays before admission rather than afterwards.

Residential and Inpatient

Inpatient psychiatric and substance use facilities are contracted, and an inpatient claim is only processed with a clinical discharge report attached, so the admissions team needs to know that at intake. Residential rehab is not named among the contracted levels, which makes it the level most worth settling in advance with both the fund and the network.

PHP, IOP and Outpatient

Partial hospitalization and intensive outpatient programs are contracted at facility level and carry the same discharge report requirement on claims. Modern Assistance also runs its own IOP in Quincy, Monday to Friday from 9:00am to 1:00pm, with Early Recovery groups Monday to Thursday from 4:30pm to 6:30pm. Counseling with a Modern Assistance therapist is open to covered members and dependents, including couples and family sessions and telehealth.

Which MAP is on the card? Modern Assistance sells no HMO, PPO, marketplace, Medicare or Medicaid product. If a card says Medical Assistance Program, that is the US Virgin Islands Medicaid agency. If a union letter says Members Assistance Program, that is a peer-assistance committee rather than this network. Checking the fund name on the card settles it quickly.

Which Union Funds Use the Map Insurance Network?

In-network rate files dated January 9, 2026 name ten health and welfare funds: Local 103 IBEW Health Benefit Plan, the Massachusetts Bricklayers and Masons Health & Welfare Fund, Iron Workers District Council of New England, Pipefitters Union Local No. 537, Sheet Metal Workers Union Local No. 17, Painters & Allied Trades DC35, Boston Plasterers & Cement Masons Local 534, and the IUOE Local 4, Local 70 and Local 877 funds.

Most of that client base sits in Massachusetts and New England building trades, although the company says it serves employers in all 50 states through local professionals, and its provider directory carries clinicians in Rhode Island, New Hampshire, Maine, New York, Pennsylvania, Florida, Texas, Tennessee and California. A September 14, 2026 release announced a new ownership structure under four partners, led by John Christian as President and CEO, along with EAP partnerships with UA Local 5 and UA Local 10 that extend the work into Maryland and Virginia. The company was founded by Paul F. McDevitt and counts more than 40 years of work with union labor.

Does Map Insurance Need Prior Authorization for Rehab?

Members are told to contact Modern Assistance before seeking services, because the fund plan requires it. Providers file initial and concurrent outpatient mental health and substance use authorizations on an Outpatient Treatment Program form. Authorization rules for inpatient, PHP and IOP are not published, so ask for them in writing before a date is set.

Medical necessity is decided using Magellan Care Guidelines together with the member’s psychosocial needs, with the stated aim of the least restrictive level of care that fits the clinical picture. ASAM criteria are not named in that policy, which matters where a program writes its assessment in ASAM language and expects it to be read that way.

On the claims side, psychiatric and substance use claims at inpatient, PHP and IOP level are only processed when a clinical discharge report is included. That is a billing rule rather than a clinical one, but a missing report delays payment and the balance can land on the member while it is sorted out.

A directory listing is not an authorization. Modern Assistance states plainly that inclusion in its provider search does not authorize care, and that members should call before services begin as their plan requires. Single case agreements do not create a network contract either, so a one-off arrangement for one admission does not carry over to the next.

How Much Does Rehab Cost With Map Insurance?

Counseling with a Modern Assistance therapist costs a covered member and their dependents nothing. Beyond the EAP, the bill belongs to the fund: each health and welfare plan sets its own deductible, copay and coinsurance for inpatient, PHP and IOP care, and those figures are not published by the network. The fund office is where to ask.

What is published are machine-readable in-network rate and allowed-amount files dated January 9, 2026 for the ten funds above. Those list negotiated rates rather than the member’s share, so they do not answer the question a family actually has. The number of no-cost EAP sessions is not published either, which makes it the second question for the intake clinician. Employer pricing for the EAP itself is quoted case by case on size, industry and needs.

Typical US market rates before insurance
Level of care	Monthly	Daily
Medical detox (7–14 days)	$1,500 – $5,200 per week	$215 – $745
Residential inpatient	$6,200 – $26,000	$205 – $865
PHP	$7,200 – $14,000	$240 – $465
IOP	$2,700 – $9,200	$90 – $305
Outpatient	$1,300 – $5,200	$45 – $175

Those are the sums a program bills without coverage, and they are the exposure if an admission goes ahead outside the network or without authorization. With the network rate applied, the remaining share is whatever the fund plan says it is, which is why the fund office and Modern Assistance both need a call before the first night.

Does Map Insurance Cover Suboxone, Methadone and Other Addiction Medication?

Modern Assistance states that it does not handle prescription claims, and no buprenorphine, naltrexone or methadone policy is published. Medication for addiction treatment therefore falls under the pharmacy benefit of the member’s health and welfare fund, and the formulary, tier and copay are set there.

Where the Prescription Is Filled

A pharmacy fill for Suboxone or another buprenorphine product runs through the fund’s pharmacy benefit manager. Medication dispensed inside an opioid treatment program is billed as part of that program’s service rather than as a pharmacy claim, which is why methadone rarely shows up on a drug list at all.

What to Ask the Fund

Ask the fund office which formulations sit on the drug list, whether prior authorization applies on the pharmacy side, and what the copay is for a long-acting injection rather than a daily film or tablet. Ask the intake clinician separately whether the prescriber is inside the behavioral health network, because the visit and the medication are paid through two different doors.

Which Rehab Centers Are In-Network With Map Insurance?

A program is in network when Modern Assistance holds a contract with it for the level of care involved and the member’s fund uses that network for behavioral health. Facilities need a state license and a site visit before a contract is issued. Network status is settled through the Modern Assistance provider search and the fund named on the card.

Programs that accept Map Insurance are gathered on the Map Insurance page, with wider pages for detox centers, inpatient rehab and outpatient rehab. Each listing shows the payments the program says it accepts, its licensing and accreditation, and how far it sits from the nearest airport, so a shortlist can be drawn up before the phone call that settles contract status.

How Do I Find a Rehab That Takes Map Insurance?

Call Modern Assistance on (617) 774-0331 or (800) 878-2004 and ask for an assessment and a network program at the level you need. Office hours run Monday to Friday, 9am to 5pm, with on-call clinicians outside those hours. General questions go to info@modernassistance.com, and access also runs through the crisis line, the online portal and supervisor referrals.

Have the fund name ready, since the network only applies where the fund has contracted for it, and ask the admissions team two questions: does the program hold a current Modern Assistance contract for this level of care, and who is sending the clinical discharge report with the claim. Where the fund does not use this network at all, the behavioral health benefit sits with whichever carrier or private plan administers it.

Is Map Insurance the Same as the Medical Assistance Program or MAP Health Management?

No. The Medical Assistance Program run by the US Virgin Islands Department of Human Services is that territory’s Medicaid agency. MAP Health Management, LLC sells recovery support, claims processing and outcome data to treatment providers and insures nobody. Members Assistance Program is a generic name for union peer-assistance committees, such as the one at IUOE Local 478 in Connecticut. The Quincy company is the one behind the payer label used by Massachusetts treatment programs.

Before you call a program: know the fund name printed on the card, call Modern Assistance first because the plan requires it, and ask what the fund pays at the level of care being discussed. Those three answers settle the money before anyone talks about admission dates.

References and Citations

Modern Assistance Programs, Inc. — employee assistance, member, provider and provider search pages, Quincy, Massachusetts.
Modern Assistance Programs, Inc. — price transparency in-network rate and allowed-amount files for union health and welfare funds, dated January 9, 2026.
Modern Assistance — press release, Modern Assistance Announces New Ownership Structure, September 14, 2026.
US Virgin Islands Department of Human Services — Medical Assistance Program, named here only to distinguish a similarly abbreviated program.
RehabSeekers directory listings and market rate research, United States, 2026. Ranges are indicative and vary by facility, length of stay and coverage.