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AAG Benefit Plan Administrators

Rehabs That Take AAG Benefit Plan Administrators

AAG Benefit Plan Administrators is a third-party administrator, a company that handles claims and day-to-day administration for health plans that employers fund themselves. The employer, not the administrator, sets the benefits. Many of these plans include coverage for drug and alcohol treatment, but what is covered depends on the specific plan, its provider network and the level of care.

The Louisiana centers on this page name AAG Benefit Plan Administrators on their own websites. Because AAG administers plans rather than writing them, start with the member ID card and plan documents. Call the facility and the number on the card before admission to ask about network status, whether prior authorization is needed and what deductibles or copays may apply.

Rehab Centers Near You

Drug and Alcohol Rehab Centers That Accept AAG Benefit Plan Administrators

Capital Area Human Services – Saint Francisville

5266 Commerce Street, Saint Francisville, Louisiana, 70775

3.8★★★★☆32

SAMHSA listed

OutpatientTelehealthWalk-in

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

SeniorsYoung adultsCouples+2

Capital Area Human Services operates from 5266 Commerce Street in Saint Francisville, close enough to St. Francisville and New Roads to serve both. Anyone within about 14 miles can reach it without a major journey, which takes in New Roads, Ventress, Jackson and Morganza. The facility falls within West Feliciana County for the purposes of state and county-funded treatment. Capital Area Human Services delivers intensive outpatient and outpatient care. This is a mental health service…

2.6 miWoodriff Falls22 miBaton Rouge Metropolitan AirportServes4 towns

Substances treated

Nicotine and Tobacco Treatment · Nicotine Replacement Therapy · Smoking Cessation Counseling · Smoking Cessation Medication · Vaping Cessation

Levels of care

Evening Treatment · Online Rehab and Telehealth · Outpatient Rehab · Walk-In Rehab · Weekend Rehab

Therapies

Cognitive Behavioral Therapy (CBT) · Counseling and Therapy · Evidence-Based Therapy · Family Therapy · Group Therapy · Individual Therapy

Mental health

Co-Occurring Mental Health Conditions · Crisis Intervention · Depression and Anxiety · Family Education Programs · Illness Management and Recovery · Mental Health Conditions · Mental Health Crisis Services · Mental Health Treatment · Mobile Crisis Response · Psychiatric Walk-In Clinic · +2 more

Groups served

Adult Rehab · Couples Rehab · Court Ordered Rehab · Senior Outpatient Rehab · Senior Rehab · Senior Telehealth · Young Adult Rehab

Support services

Case Management · Chronic Illness Management · Health and Wellness Support · Housing and Employment Support · Intensive Case Management · Nutrition and Fitness Counseling · Peer Support · Recovery Support Services · Suicide Prevention Services · Supported Employment

Insurance accepted

90 Degree Benefits · AAG Benefit Plan Administrators · ACUITY Group · Administrative Concepts · Aetna · AIG · Aither Health · Allegiance Benefit Plan · All Savers Insurance Company · AllyAlign Health · +83 more

Capital Area Human Services – 2455 Wooddale Boulevard, Baton Rouge

2455 Wooddale Boulevard, Baton Rouge, Louisiana, 70805

4.0★★★★☆~~165~~

CARF accredited

DetoxResidentialTelehealth+1

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

Co-occurring DisordersMATTrauma-informed+5

Deaf and HoH

2455 Wooddale Boulevard in Baton Rouge puts Capital Area Human Services inside a short drive of Merrydale, Monticello and the towns around them. Monticello, Brownfields, Port Allen and Central all sit within 7 miles of the door. Baton Rouge sits in East Baton Rouge County, and the county's own provision is limited enough that this site draws from a wide area. What is available here is detox and residential treatment. Medication for opioid dependence is…

7.6 miComite River4.6 miBaton Rouge Metropolitan AirportServes5 towns

Substances treated

Adderall Rehab · Alcohol Medication Treatment · Alcohol Only Rehab · Alcohol Rehab · Beer Addiction Treatment · Binge Drinking Treatment · Carfentanil Rehab · Cocaine Rehab · Codeine Rehab · Concerta Rehab · +40 more

Levels of care

14-Day Rehab · 21-Day Rehab · 30-Day Rehab · 45-Day Rehab · 60-Day Rehab · 90-Day Rehab · Addiction Retreat · Aftercare and Continuing Care · Anxiety Retreat · Carfentanil Detox Program · +42 more

Therapies

12 Step Rehab · Addiction Counseling · Anger Management · Brief Intervention · Cognitive Behavioral Therapy (CBT) · Contingency Management · Counseling and Therapy · Couples Counseling · Evidence-Based Therapy · Family Therapy · +4 more

Mental health

Co-Occurring Mental Health Conditions · Depression and Anxiety · Mental Health Conditions · Mental Health Treatment · Psychiatric Medication Management · Psychosocial Rehabilitation · Social Skills Training

Groups served

Adult Rehab · Couples Rehab · Early HIV Intervention · Hepatitis Support Services · HIV and Hepatitis Care · HIV Support Services · Men's Dual Diagnosis Rehab · Men's Medicare Rehab · Men's Rehab · Men's Residential Rehab · +11 more

Support services

Case Management · Community Outreach · Employment Support · Health and Wellness Support · Health Education · Hepatitis C Treatment · HIV Treatment · Housing and Employment Support · Housing Assistance · Intervention Services · +7 more

Languages

CARF Accredited Deaf and Hard of Hearing Rehab · Deaf and Hard of Hearing Detox · Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing MAT · Deaf and Hard of Hearing Rehab · Deaf and Hard of Hearing Residential Rehab

Insurance accepted

Capital Area Human Services – 2751 Wooddale Boulevard, Baton Rouge

2751 Wooddale Boulevard, Baton Rouge, Louisiana, 70805

4.0★★★★☆~~165~~

CARF accredited

IOPOutpatientTelehealth+2

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

Co-occurring DisordersMATTrauma-informed+7

Deaf and HoH

Capital Area Human Services is located at 2751 Wooddale Boulevard in Baton Rouge, within a few minutes of Port Allen and Merrydale. Anyone within about 6 miles can reach it without a major journey, which takes in Port Allen, Merrydale, Gardere and Monticello. Baton Rouge sits in East Baton Rouge County, and the county's own provision is limited enough that this site draws from a wide area. Services run to intensive outpatient and outpatient care.…

9.2 miComite River6.1 miBaton Rouge Metropolitan AirportServes5 towns

Substances treated

Adderall Rehab · Alcohol Medication Treatment · Alcohol Only Rehab · Alcohol Rehab · Beer Addiction Treatment · Binge Drinking Treatment · Carfentanil Rehab · Codeine Rehab · Concerta Rehab · Dexedrine Rehab · +34 more

Levels of care

Aftercare and Continuing Care · Continuing Care · Discharge Planning · Evening Treatment · Intensive Outpatient Program (IOP) · Online Rehab and Telehealth · Outpatient MAT Clinic · Outpatient Rehab · Overdose Prevention Education · Recurrence Prevention · +2 more

Therapies

Mental health

Groups served

Adult Rehab · Couples Rehab · Court Ordered Dual Diagnosis Rehab · Court Ordered MAT · Court Ordered Medicare Rehab · Court Ordered Outpatient Rehab · Court Ordered Rehab · Court Referral Accepted · Early HIV Intervention · Hepatitis Support Services · +23 more

Support services

Case Management · Chronic Illness Management · Community Outreach · Employment Support · Health and Wellness Support · Health Education · Housing and Employment Support · Housing Assistance · Intensive Case Management · Intervention Services · +9 more

Languages

CARF Accredited Deaf and Hard of Hearing Rehab · Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing MAT · Deaf and Hard of Hearing Rehab

Insurance accepted

Capital Area Human Services – Plaquemine

24705 Plaza Drive, Plaquemine, Louisiana, 70764

4.0★★★★☆~~165~~

SAMHSA listed

OutpatientTelehealthWalk-in

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

SeniorsYoung adultsCouples+2

24705 Plaza Drive in Plaquemine puts Capital Area Human Services inside a short drive of Crescent, Bayou Goula and the towns around them. That radius takes in Bayou Goula, Addis, Dorseyville and St. Gabriel, all within 9 miles. Iberville County is the relevant authority here, which matters for anyone using state-funded care. Capital Area Human Services delivers intensive outpatient and outpatient care. This is a mental health service rather than an addiction treatment facility. Remote…

5.2 miUpper Grand River20 miBaton Rouge Metropolitan AirportServes6 towns

Substances treated

Nicotine and Tobacco Treatment · Nicotine Replacement Therapy · Smoking Cessation Counseling · Smoking Cessation Medication · Vaping Cessation

Levels of care

Evening Treatment · Online Rehab and Telehealth · Outpatient Rehab · Walk-In Rehab · Weekend Rehab

Therapies

Cognitive Behavioral Therapy (CBT) · Counseling and Therapy · Evidence-Based Therapy · Family Therapy · Group Therapy · Individual Therapy

Mental health

Groups served

Adult Rehab · Couples Rehab · Court Ordered Rehab · Senior Outpatient Rehab · Senior Rehab · Senior Telehealth · Young Adult Rehab

Support services

Insurance accepted

Capital Area Human Services – Gonzales

1056 East Worthey Street, Gonzales, Louisiana, 70737

2.9★★★☆☆16

CARF accredited

IOPOutpatientTelehealth+2

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

MATTrauma-informedTeens+7

Deaf and HoH

1056 East Worthey Street in Gonzales puts Capital Area Human Services inside a short drive of Sorrento, Prairieville and the towns around them. The practical catchment runs to roughly 8 miles, covering Sorrento, Prairieville, Darrow and Port Vincent. Gonzales sits in Ascension County, and the county's own provision is limited enough that this site draws from a wide area. Services run to intensive outpatient and outpatient care. Medication-assisted treatment is part of the offer, the…

7.2 miNew River26 miBaton Rouge Metropolitan AirportServes6 towns

Substances treated

Levels of care

Therapies

Mental health

Groups served

Adult Rehab · Couples Rehab · Court Ordered Rehab · Early HIV Intervention · Hepatitis Support Services · HIV and Hepatitis Care · HIV Support Services · Men's Dual Diagnosis Rehab · Men's Medicare Rehab · Men's Outpatient Rehab · +34 more

Support services

Languages

CARF Accredited Deaf and Hard of Hearing Rehab · Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing MAT · Deaf and Hard of Hearing Rehab

Insurance accepted

Capital Area Human Services – Donaldsonville

901 Catalpa Street, Donaldsonville, Louisiana, 70346

3.5★★★★☆2

CARF accredited

OutpatientTelehealthWalk-in+1

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

MATTrauma-informedTeens+7

Deaf and HoH

Capital Area Human Services is located at 901 Catalpa Street in Donaldsonville, within 4.3 miles of Darrow and Lemannville. Within around 8 miles that includes Lemannville, Belle Rose, Union and Welcome. Donaldsonville is in Ascension County, which shapes which public funding routes apply. What is available here is intensive outpatient and outpatient care. Medication-assisted treatment pairs buprenorphine, methadone or naltrexone with counseling. Substance use and mental health are treated together rather than in sequence. Telehealth…

7.5 miClaiborne Island31 miBaton Rouge Metropolitan AirportServes4 towns

Substances treated

Levels of care

Aftercare and Continuing Care · Continuing Care · Discharge Planning · Evening Treatment · Online Rehab and Telehealth · Outpatient MAT Clinic · Outpatient Rehab · Overdose Prevention Education · Recurrence Prevention · Walk-In Rehab · +1 more

Therapies

Mental health

Groups served

Support services

Languages

CARF Accredited Deaf and Hard of Hearing Rehab · Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing MAT · Deaf and Hard of Hearing Rehab

Insurance accepted

Capital Area Human Services – New Roads

282A Hospital Road, New Roads, Louisiana, 70760

2.3★★☆☆☆3

SAMHSA listed

OutpatientTelehealthWalk-in

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

SeniorsYoung adultsCouples+2

Capital Area Human Services sits at 282A Hospital Road, New Roads — around 2.0 miles from Ventress and 8.5 from Morganza. Morganza, St. Francisville, Livonia and Erwinville all sit within 11 miles of the door. New Roads is in Pointe Coupee County, which shapes which public funding routes apply. What is available here is intensive outpatient and outpatient care. Licensing sits with the Louisiana Department of Health, alongside federal SAMHSA registration. The focus here is…

6.5 miWoodriff Falls21 miBaton Rouge Metropolitan AirportServes5 towns

Substances treated

Nicotine and Tobacco Treatment · Nicotine Replacement Therapy · Smoking Cessation Counseling · Smoking Cessation Medication · Vaping Cessation

Levels of care

Evening Treatment · Online Rehab and Telehealth · Outpatient Rehab · Walk-In Rehab · Weekend Rehab

Therapies

Cognitive Behavioral Therapy (CBT) · Counseling and Therapy · Evidence-Based Therapy · Family Therapy · Group Therapy · Individual Therapy

Mental health

Groups served

Adult Rehab · Couples Rehab · Court Ordered Rehab · Senior Outpatient Rehab · Senior Rehab · Senior Telehealth · Young Adult Rehab

Support services

Insurance accepted

Capital Area Human Services – Howell Boulevard, Baton Rouge

7855 Howell Boulevard, Baton Rouge, Louisiana, 70807

4.0★★★★☆~~165~~

SAMHSA listed

OutpatientTelehealthWalk-in

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

SeniorsYoung adultsCouples+2

Capital Area Human Services is located at 7855 Howell Boulevard in Baton Rouge, within a few minutes of Brownfields and Merrydale. Anyone within about 7 miles can reach it without a major journey, which takes in Merrydale, Baker, Baton Rouge and Port Allen. Baton Rouge sits in East Baton Rouge County, and the county's own provision is limited enough that this site draws from a wide area. Capital Area Human Services offers intensive outpatient and…

11 miComite River1.1 miBaton Rouge Metropolitan AirportServes8 towns

Substances treated

Nicotine and Tobacco Treatment · Nicotine Replacement Therapy · Smoking Cessation Counseling · Smoking Cessation Medication · Vaping Cessation

Levels of care

Evening Treatment · Online Rehab and Telehealth · Outpatient Rehab · Walk-In Rehab · Weekend Rehab

Therapies

Cognitive Behavioral Therapy (CBT) · Counseling and Therapy · Evidence-Based Therapy · Family Therapy · Group Therapy · Individual Therapy

Mental health

Groups served

Adult Rehab · Couples Rehab · Court Ordered Rehab · Senior Outpatient Rehab · Senior Rehab · Senior Telehealth · Young Adult Rehab

Support services

Insurance accepted

Capital Area Human Services – Port Allen

685 Louisiana Avenue, Port Allen, Louisiana, 70767

4.0★★★★☆~~165~~

SAMHSA listed

OutpatientTelehealthWalk-in

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

SeniorsYoung adultsCouples+2

Capital Area Human Services is at 685 Louisiana Avenue in Port Allen. Baton Rouge is 4.8 miles away and Brusly 5.3. Baton Rouge, Brusly, Merrydale and Addis all sit within 7 miles of the door. Port Allen sits in West Baton Rouge County, and the county's own provision is limited enough that this site draws from a wide area. Capital Area Human Services provides intensive outpatient and outpatient care. Capital Area Human Services is federally…

10 miProfit Island6.1 miBaton Rouge Metropolitan AirportServes7 towns

Substances treated

Nicotine and Tobacco Treatment · Nicotine Replacement Therapy · Smoking Cessation Counseling · Smoking Cessation Medication · Vaping Cessation

Levels of care

Evening Treatment · Online Rehab and Telehealth · Outpatient Rehab · Walk-In Rehab · Weekend Rehab

Therapies

Cognitive Behavioral Therapy (CBT) · Counseling and Therapy · Evidence-Based Therapy · Family Therapy · Group Therapy · Individual Therapy

Mental health

Groups served

Adult Rehab · Couples Rehab · Court Ordered Rehab · Senior Outpatient Rehab · Senior Rehab · Senior Telehealth · Young Adult Rehab

Support services

Insurance accepted

Capital Area Human Services – Colonial Drive, Baton Rouge

422 Colonial Drive, Baton Rouge, Louisiana, 70806

2.8★★★☆☆11

CARF accredited

OutpatientTelehealthWalk-in+1

Accepts InsuranceAccepts MedicaidAccepts Medicare+5

MATTrauma-informedTeens+6

Deaf and HoH

Capital Area Human Services sits at 422 Colonial Drive, Baton Rouge — around 3.7 miles from Merrydale and 4.3 from Monticello. Within around 6 miles that includes Merrydale, Monticello, Gardere and Port Allen. East Baton Rouge County is the relevant authority here, which matters for anyone using state-funded care. Capital Area Human Services offers intensive outpatient and outpatient care. Medication-assisted treatment is part of the offer, the approach with the strongest evidence for opioid dependence.…

6.7 miComite River6.7 miBaton Rouge Metropolitan AirportServes5 towns

Substances treated

Adderall Rehab · Carfentanil Rehab · Codeine Rehab · Concerta Rehab · Dexedrine Rehab · Fentanyl Patch (Duragesic) Rehab · Fentanyl Rehab · Heroin Rehab · Hydrocodone Rehab · Hydromorphone (Dilaudid) Rehab · +25 more

Levels of care

Abstinence-Based Rehab · Aftercare and Continuing Care · Continuing Care · Discharge Planning · Evening Treatment · Non-12-Step Rehab · Online Rehab and Telehealth · Outpatient MAT Clinic · Outpatient Rehab · Overdose Prevention Education · +3 more

Therapies

Activity Therapy · Addiction Counseling · Anger Management · Brief Intervention · Cognitive Behavioral Therapy (CBT) · Contingency Management · Counseling and Therapy · Evidence-Based Therapy · Family Therapy · Group Therapy · +6 more

Mental health

Groups served

Support services

Case Management · Community Outreach · Employment Support · Health and Wellness Support · Health Education · Housing and Employment Support · Housing Assistance · Intensive Case Management · Intervention Services · Nutrition and Fitness Counseling · +5 more

Languages

CARF Accredited Deaf and Hard of Hearing Rehab · Deaf and Hard of Hearing Dual Diagnosis Rehab · Deaf and Hard of Hearing MAT · Deaf and Hard of Hearing Rehab

Insurance accepted

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Common questions

Answered from what is listed here.

Does AAG Benefit Plan Administrators cover rehab?

Usually yes, but the employer sets the benefit, not the administrator. AAG Benefit Plan Administrators handles claims for self-funded employer health plans, so the employer's plan document decides which levels of care, from detox through residential and outpatient treatment, are covered and what you pay toward them.

No plan-wide substance use benefit is published under the AAG or HealthSmart name, so call the number on the member ID card before admission.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

What is AAG Benefit Plan Administrators?

AAG Benefit Plan Administrators is a payer-list name for American Administrative Group, a third-party administrator of self-funded employer health plans. It processes claims and runs day-to-day administration rather than selling insurance. The business later became HealthSmart Benefit Solutions, and both names share one clearinghouse payer code.

The Parker Group of Lubbock, Texas created the AAG brand in 2005 by combining ICON Benefit Administrators, Gallagher Benefit Administrators and American Administrative Group.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

Is AAG Benefit Plan Administrators the same as HealthSmart?

Yes, the same company under two names. Missouri's third-party administrator record shows HealthSmart Benefit Solutions, Inc. was formerly American Administrative Group, Inc., the company behind the AAG payer name. Optum's payer list places both names under a single payer ID, 37283.

HealthSmart is based at 1311 W President George Bush Highway, Suite 100, Richardson, Texas, and runs PPO networks including HealthSmart Preferred Care and ACCEL.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

Is AAG Benefit Plan Administrators an insurance company?

No. It is licensed as a third-party administrator, meaning it administers benefits and processes claims for health plans that employers fund themselves. The employer pays the medical bills and chooses the benefit design, while the administrator applies those rules and handles the paperwork.

That is why two employees carrying the same administrator name on their cards can have different rehab benefits, deductibles and prior authorization rules.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

Is AAG Benefit Plan Administrators part of UnitedHealthcare?

Yes, by lineage. The successor company, HealthSmart Benefit Solutions, names a UnitedHealthcare deputy general counsel and a uhc.com address as its privacy contact in a policy updated October 10, 2024, placing it within UnitedHealth Group. A vendor directory describes HealthSmart as a network under the UMR umbrella.

UMR is UnitedHealthcare's third-party administrator. Whether a particular employer group has moved onto UMR is not public, so read the branding printed on the member ID card.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

Does AAG Benefit Plan Administrators need prior authorization for rehab?

Often yes for inpatient and residential stays, though the requirement comes from the employer's plan rather than the administrator. HealthSmart, the successor to AAG, runs utilization management in house and holds URAC accreditation in health utilization management. Precertification rules by level of care are not published.

Ask the admissions team to start the authorization and call the number on the member ID card to learn what the plan requires.

Inpatient Rehabhttps://rehabseekers.com/programs/inpatient/

How do I find a rehab that takes AAG Benefit Plan Administrators?

Search the HealthSmart provider lookup, the online directory for the networks behind these plans, which include HealthSmart Preferred Care and ACCEL. Then call the number on the member ID card to ask whether a program is in network under your specific employer plan and what authorization applies.

Treatment centers commonly name the administrators they bill, so ask admissions to run a benefits quote before you travel.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

Does AAG Benefit Plan Administrators cover therapy?

Yes, where the employer's plan includes behavioral health benefits. AAG Benefit Plan Administrators, now HealthSmart, administers those benefits rather than defining them, so visit limits, telehealth terms and copays come from the employer's plan document instead of a published company-wide policy.

The summary plan description spells out counseling coverage, and the HealthSmart member portal shows benefits, claims, explanations of benefits and ID cards around the clock.

Counseling and Therapyhttps://rehabseekers.com/therapies/counseling-and-therapy/

Does AAG Benefit Plan Administrators cover out-of-network rehab?

Sometimes, at a higher cost share. Out-of-network terms are written into each employer's plan, and HealthSmart supplies the PPO networks, including HealthSmart Preferred Care and ACCEL, that define in-network status. Certain self-funded plans pay generously outside the network while others pay nothing at all.

Before admission, ask the program to request a benefits quote and, where the plan allows, a single-case agreement, using the number on the member ID card.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

What is the AAG Benefit Plan Administrators phone number?

There is no published member services line. Members and treatment programs are directed to the phone number printed on the member ID card, because each employer group is serviced separately. The corporate number appearing in HealthSmart's privacy policy and on its Missouri license record is 214.574.3546.

If the employer plan has since moved to UMR, UnitedHealthcare's third-party administrator, a member without a card on hand can call 800-826-9781.

What states does AAG Benefit Plan Administrators operate in?

Nationwide, through leased provider networks. In 2005 the combined operations spanned Illinois, Texas, Ohio, Mississippi, California, Michigan and Colorado, and a 2011 acquisition added offices in West Virginia, Alaska, North Carolina and Georgia. HealthSmart today describes nationwide network coverage from its base in Richardson, Texas.

That is an office footprint rather than a licensed-states list, so an employer plan administered under these names can show up anywhere in the country.

Does AAG Benefit Plan Administrators have a Medicaid or Medicare plan?

No. Public sources show no Medicaid managed care plan, Medicare Advantage product or marketplace plan under the AAG or HealthSmart name. The business administers self-funded employer health plans, and 2005 descriptions mention retiree and Medicare administration purely as services sold to employers.

Someone covered by Medicaid or Medicare alongside an employer plan will need a treatment program that bills those public programs directly.

Medicaid Rehabhttps://rehabseekers.com/insurance-accepted/medicaid/

Is AAG Benefit Plan Administrators the same as Gallagher Benefit Administrators?

Yes, in part. American Administrative Group, Inc., the company behind the AAG payer name, was formerly Gallagher Benefit Administrators, Inc., which a subsidiary of Arthur J. Gallagher & Co. sold to The Parker Group in April 2005. That book covered over 500,000 lives.

Parker Group then folded Gallagher Benefit Administrators, ICON Benefit Administrators and American Administrative Group into a single division branded AAG in September 2005.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

Does AAG Benefit Plan Administrators still exist?

Yes, but mainly as a billing name. Missouri's license under American Administrative Group is inactive, while HealthSmart Benefit Solutions, Inc. holds an active third-party administrator license. The AAG name lives on in clearinghouse payer lists, which is why treatment program billing pages still show it.

Claims under either name route to the same organization: Experian shows payer code 75240, and Optum shows payer ID 37283 for AAG and HealthSmart Benefit Solutions.

Private Insurance Acceptedhttps://rehabseekers.com/insurance-accepted/private-insurance-accepted/

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AAG Benefit Plan Administrators is not an insurance company. It is the payer-list name for American Administrative Group, a third-party administrator that processes claims and runs day-to-day administration for health plans an employer funds out of its own money. The benefit is written by the employer; the administrator applies it, pays the claim and answers the phone number printed on the ID card.

That distinction shapes every answer about addiction treatment. There is no AAG rehab benefit in the way there is a Medicare benefit or a TRICARE benefit. One employer group may pay for residential treatment at 80 percent after a deductible while another in the same city covers outpatient care only, and both cards can carry the same administrator’s name. The name is also largely historic: the Missouri third-party administrator license held under American Administrative Group, Inc. is inactive, while the license for HealthSmart Benefit Solutions, Inc. – the successor name on that same record – is active, and clearinghouse payer lists still carry both spellings, Experian under payer code 75240 and Optum under payer ID 37283.

This guide explains what a plan administered under the AAG name is likely to pay for at each level of care, who reviews an authorization request, what treatment costs when the plan pays a share of it, how medication for opioid and alcohol use is handled, what makes a program in-network, and how the AAG, HealthSmart, UMR and UnitedHealthcare names fit together on one card.

Does AAG Benefit Plan Administrators Cover Drug and Alcohol Rehab?

Usually yes, through the employer’s plan rather than through the administrator itself. Neither AAG nor its successor HealthSmart publishes a company-wide substance use benefit, because each self-funded group sets its own. The plan document names the covered levels of care, the network and the cost share, and the number on the ID card is where those answers come from.

Ask the employer’s benefits office or the administrator for the summary plan description before admission, and ask for it in writing. Self-funded group plans are commonly built on the same ladder of care that other payers use, so the practical question is less whether a level of care exists in the plan and more what it costs and what has to be authorized first.

Read the card, not the brand. A card administered under this lineage may show the AAG or HealthSmart name, a network logo such as HealthSmart Preferred Care or ACCEL, and a separate pharmacy name. Those three can belong to three different organizations, and each one answers a different question: who pays the claim, who contracts with the program, and who covers the prescription.

What Does the Plan Pay for at Each Level of Care?

Treatment is organized as a ladder, and the assessment at intake decides which rung fits. The administrator does not publish benefit limits by level of care, so the questions below are the ones an admissions team will put to the plan on the member’s behalf.

Medical Detox

Medical detox is withdrawal managed under medical supervision, and it is billed either as an inpatient stay or as a distinct detox service. Alcohol and benzodiazepine withdrawal can produce seizures, so acute withdrawal belongs in an emergency department regardless of what the plan has authorized. Ask whether hospital detox and freestanding detox are paid at the same rate, because plans frequently differ on that point.

Residential and Inpatient

Residential rehab is the most expensive rung and the one self-funded plans scrutinize hardest, since the employer carries the claim. Ask whether residential treatment is a covered benefit at all, whether there is a day limit, and how a continued stay is reviewed once the first authorization period runs out.

PHP, IOP and Outpatient

Partial hospitalization and intensive outpatient programs sit between a residential bed and weekly therapy, and they are the usual step down after a stay. Standard outpatient rehab and counseling are the most widely covered rung. Ask how telehealth sessions are paid and whether a separate behavioral health copay applies.

Does AAG Benefit Plan Administrators Need Prior Authorization for Rehab?

Expect yes for detox, residential and partial hospitalization, though the rules are not published and belong to the employer’s plan. HealthSmart runs utilization management in house rather than through a named behavioral health vendor, and it announced URAC reaccreditation in Health Utilization Management on March 22, 2021, running through April 1, 2024. Which levels of care need precertification is a plan-by-plan answer.

Because the criteria used for medical necessity are not published either, ask the reviewer which standard is being applied when a request is made, and ask the admissions team to document the clinical assessment against it. An authorization that names the level of care, the start date and the number of days authorized is worth having in writing before anyone travels.

Who Do I Call to Start an Authorization?

The number on the member ID card, which is the only member contact route either AAG or HealthSmart publishes. There is no general member services line and no separate behavioral health or crisis line on the public pages, so the card is the starting point for eligibility, benefits and precertification alike. The member portal shows benefits, claims, explanations of benefits and ID cards.

If the card says UMR. UMR is UnitedHealthcare’s third-party administrator, formed in 2008 from Fiserv Health, Midwest Security Insurance Cos. and United Medical Resources Inc. UMR members call the number on the ID card, or 800-826-9781 when the card is not to hand. That line applies only to a plan actually administered by UMR, not to every card in this corporate family.

How Much Does Rehab Cost With AAG Benefit Plan Administrators?

No deductible, copay or coinsurance figures are published, because a self-funded employer plan sets its own. The three numbers that decide the bill are the annual deductible, the coinsurance percentage after it, and the out-of-pocket maximum, together with whether the program sits in the PPO network the plan uses. Ask for all four before admission.

The table below is what programs bill nationally without coverage. It is the figure the coinsurance percentage is applied to, which is why an out-of-network residential stay can move the out-of-pocket total by five figures even when the benefit itself is generous.

Typical US market rates before insurance
Level of care	Monthly	Daily
Medical detox (7–14 days)	$1,500 – $5,200 per week	$215 – $745
Residential inpatient	$6,200 – $26,000	$205 – $865
PHP	$7,200 – $14,000	$240 – $465
IOP	$2,700 – $9,200	$90 – $305
Outpatient	$1,300 – $5,200	$45 – $175

If the Plan Pays Little or Nothing

A high deductible early in the plan year, or a group that excludes residential care, leaves a gap that has to be covered another way. Admissions teams commonly quote a self-pay rate below the billed charge, and sliding scale pricing or payment assistance is worth asking about in the same call rather than after the authorization comes back.

Does AAG Benefit Plan Administrators Cover Suboxone, Methadone and Other Addiction Medication?

No formulary or medication policy is published under either name, so coverage of buprenorphine, naltrexone and methadone is set by the employer’s plan and its pharmacy benefit. A vendor profile lists pharmacy benefits under the HealthSmartRx Solutions name. Ask the plan which tier each formulation sits in and whether prior authorization applies before the first prescription.

Medication assisted treatment for opioid use disorder carries the strongest clinical backing of any approach, and the payment route changes with the setting. Medication given during a residential stay is part of the facility claim. Suboxone and oral naltrexone dispensed at a retail pharmacy run through the drug benefit instead.

Methadone and Long-Acting Injectables

Methadone for opioid use disorder is dispensed only through a licensed opioid treatment program, so it is billed as a program service rather than a pharmacy fill. Ask whether the plan pays those programs on a bundled weekly rate. Long-acting injectables such as the Vivitrol shot are administered in a clinic and may fall under the medical benefit even when the drug itself is on the formulary.

Which Rehab Centers Are In-Network With AAG Benefit Plan Administrators?

A program is in-network when it holds a contract with the PPO network the employer’s plan rents, not with the administrator itself. HealthSmart’s networks include HealthSmart Preferred Care, ACCEL, HealthSmart P&A and ACS, and its network business reports more than 500,000 contracted providers. The network logo on the ID card and the HealthSmart provider lookup settle which contract applies.

Programs that accept this administrator are gathered on the AAG Benefit Plan Administrators page, alongside the wider private insurance accepted listings. Each entry shows the payments a program says it accepts, its licensing and accreditation, and how far it sits from the nearest airport, so a shortlist can be drawn up before the call that settles network status with the plan.

How Do I Find a Rehab That Takes AAG Benefit Plan Administrators?

Start with the HealthSmart provider lookup, then call the number on the ID card and ask for in-network substance use programs at the level of care that was assessed. Admissions teams will take the card details and run a benefit check themselves, which is the faster route, but ask for the authorization reference and the quoted cost share in writing.

Programs that bill under this lineage may file to more than one payer code, since Experian lists 75240 and Optum lists 37283 for the AAG and HealthSmart names. A billing office that asks which clearinghouse code to use is not confused; it is reading the same card the member is.

Is AAG Benefit Plan Administrators the Same as HealthSmart, UMR or UnitedHealthcare?

It is the same business under older names. Gallagher Benefit Administrators, Inc. of Lisle, Illinois was sold by an Arthur J. Gallagher & Co. subsidiary to The Parker Group of Lubbock, Texas in April 2005, a month after Parker bought American Administrative Group, Inc. of Fort Worth. Parker merged those two with ICON Benefit Administrators under the AAG name in September 2005, serving a combined book of more than 580,000 covered lives. Missouri’s record then shows American Administrative Group, Inc. renamed HealthSmart Benefit Solutions, Inc., which absorbed Wells Fargo Third Party Administrators, Inc. effective January 11, 2012.

HealthSmart’s privacy policy, updated October 10, 2024, names a UnitedHealthcare deputy general counsel as its privacy contact, which places the business inside UnitedHealthcare. A vendor directory describes HealthSmart as a network under the UMR umbrella, UMR being UnitedHealthcare’s third-party administrator with over 5 million self-funded members. Whether a particular employer group has actually moved onto UMR is a question for the benefits office, not an assumption to make from the logo.

Similar names, different companies: Benefit Plan Administrators of Roanoke, Virginia and of Eau Claire, Wisconsin, and A.G. Administrators, are unrelated third-party administrators that are easy to confuse with this entry. Match the payer code and address on the card, not the words on the front of it.

References and Citations

Missouri Department of Commerce and Insurance — third-party administrator license records for American Administrative Group, Inc. and HealthSmart Benefit Solutions, Inc., including former names and license status.
Experian Health payer list (June 12, 2026) and Optum institutional payer list (updated January 30, 2025) — payer codes for AAG Benefit Plan Administrators Inc., American Administrative Group and HealthSmart Benefit Solutions.
HealthSmart — network solutions pages, provider lookup, member portal, URAC Health Utilization Management reaccreditation announcement and privacy policy updated October 10, 2024.
Trade press coverage of The Parker Group’s 2005 acquisitions of American Administrative Group and Gallagher Benefit Administrators, and of the 2011 HealthSmart Holdings agreement to acquire Wells Fargo Third Party Administrators.
UMR — company and member contact pages, including formation in 2008 and self-funded membership.
RehabSeekers directory listings and market rate research, United States, 2026. Ranges are indicative and vary by facility, length of stay and coverage.